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Question:

In which cases do I need to tell you about the individual value of my home contents?

Answer:

You only need to tell us about the individual value of your contents if they are 'valuables'. 'Valuables' include watches, jewellery, furs, items or collections of gold, silver or other precious metals, works of art, sets of stamps, coins or medals.

On our Value Policy, we automatically cover valuables up to £1,500 each and up to 30% of your contents sum insured in total.

Our Standard Policy covers valuables which are worth up to £2,000 each and up to 30% of your contents sum insured in total.

And finally, our Finest policy covers valuables which are worth up to £3,000 each and up to 30% of your contents sum insured in total.

If the total of your valuables amount to more than 30% of your contents sum insured please call us for a quote as you will need to give us details of their individual value.

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