Your selected question and answer
Question:
In which cases do I need to tell you about the individual value of my home contents?
Answer:
You only need specify contents if they are 'valuables' and are worth more than the limits below. 'Valuables' include watches, jewellery, furs, items or collections of gold, silver or other precious metals, works of art, sets of stamps, coins or medals.
The Value policy automatically covers single items up to £1,500 each when in the home.
The Standard policy automatically covers single items up to £2,000 each when in the home.
The Finest policy automatically covers single items up to £3,000 each when in the home.
If the total of your unspecified valuables amount to more than 30% of your total contents sum insured please contact us to discuss.
- Are items in my garage or shed covered?
- What does home contents cover offer?
- Can I take out contents insurance with you if I am a tenant in a rented property?
- What are the rules on my contents cover if I want to work from home?
- Who are the approved suppliers and specialists mentioned in my home insurance policy and what do they do?