Your selected question and answer
Question:
How much do I need to insure my home for?
Answer:
You shouldn’t need to worry about being under-insured for the cost of re-building your home. Buildings cover of up to £1 million is included with Value and Standard policies, and unlimited buildings cover is included with Finest policies.
For contents insurance, you’ll need to estimate the total value of your contents if you were to buy them now on a like for like basis. You will also need to have details of any items you wish to specify, i.e. valuable items worth £1,500 or more with Value policies, £2,000 or more with Standard policies and £3,000 or more with Finest policies. To work out the value of your contents it’s a good idea to prepare a list for each room in your home and check the cost of expensive items, e.g. plasma TVs, home entertainment systems, home computers, bedroom furniture etc. Remember to include DVDs/CDs, books, kitchen equipment and utensils, etc.
If you have specific valuable items over the limits above, you’ll need to contact us if you would like to have these items covered. The number to call depends on when you bought your home insurance, please click here to find out more.
