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Question:

What does buildings cover offer?

Answer:

It depends which policy you choose.

Our Value & Standard Home Insurance policies cover your buildings rebuild cost up to £1million (subject to eligibility, our consultants will be able to let you know if your home meets the requirements for this). This means if your home was destroyed, we would pay out up to £1million to cover the costs of the re-build. Our Finest policy has no limit on the rebuild cost of your home, subject to eligibility. All our policies include cover for alternative accommodation and rent – the limits of this cover vary for Value, Standard and Finest.

Our Standard Home Insurance includes many items such as freezing or bursting of your plumbing system and accidental breakage of fixed glass. We also offer the option to extend your cover to include accidental damage to the buildings, such as drilling into a pipe in the wall.

Our Finest Home Insurance includes Accidental Damage cover automatically. It also includes cover for plants and landscaping in the garden.

For more information see the relevant Policy Document.

If you have a mortgage, we'll get in touch with your lender for you and send them a copy of your new insurance policy. Our buildings insurance policy is accepted by all major banks and building societies.

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