Your selected question and answer
Question:
What are special terms?
Answer:
‘Special terms’ are generally known as ‘endorsements’. These could be general restrictions and conditions on the insurance cover. Additional wording may be printed on the Policy Schedule or on a separate document which changes the terms or features of the insurance cover. An endorsement would form part of the policy. For example, if you drive a high performance car there may be an endorsement that prevents anyone under 25 driving the vehicle. This would be shown on your policy schedule.