Can I protect my no claims discount?

Yes.  When you apply for cover, you have the option of adding protection for your no claims discount.  You can only add no claims discount protection if you have a minimum of four consecutive years of claim free driving.  If your previous discount was protected you cannot add no claims discount protection if you had more than 1 at fault claim in 3 years.

An ‘at fault’ claim is when the insurer is unable to recover losses from a third party.

• How does protected no claims discount (NCD) work?
• Do you accept No Claims Discount from outside the UK?
• Do you offer an online discount?
• Can I switch my no claims discount from a motorbike to a car insurance policy?
• What is ‘No Claims Discount’ and do I need to provide proof?