Will my Buy Now Pay Later purchases be included when calculating my monthly payments?

During your Buy Now Pay Later interest free period, we calculate your regular minimum monthly repayment without taking into account any Buy Now Pay Later amounts.

So you will not pay towards your Buy Now Pay Later balances during the interest free period.

At the end of your Buy Now Pay Later period, the outstanding balance is treated as a normal purchase balance & charged at your standard purchase interest rate. Your standard purchase interest rate may vary depending on your current Tesco credit card purchase rate.

Your minimum repayment on your credit card is not changed.

Please note if you choose to close your existing Tesco Credit Card account, your outstanding Buy Now Pay Later period will also be cancelled.

• What happens to my Buy Now Pay Later balance amount at the end of the interest free period?
• How long will my Buy Now Pay Later interest free period last?
• If I want to repay my Buy Now Pay Later balance before the interest free period expires what do I do?
• Can I pay off my Buy Now Pay Later purchase before the interest free credit period expires?
• If I normally clear all my balance in full every month by Direct Debit, will my Buy Now Pay Later purchases be automatically cleared each month?