Your selected question and answer
Question:
What will happen if I don't have enough credit available on my card, can I still get Buy Now Pay Later?
Answer:
No. If you don’t have enough credit available on your card you won’t be able to use the Buy Now Pay Later feature.
Buy Now Pay Later forms part of your credit limit and you must have sufficient credit available on your Tesco Credit Card to use Buy Now Pay Later.
At the end of your Buy Now Pay Later period, the outstanding balance is treated as a normal purchase balance & charged at your standard purchase interest rate. Your standard purchase interest rate may vary depending on your current Tesco credit card purchase rate.
Your minimum repayment on your credit card is not changed.
The 6-month offer period applies to selected items only.
Please note if you choose to close your existing Tesco credit card account, your outstanding Buy Now Pay Later period will also be cancelled.
- Will my Buy Now Pay Later purchases be included when calculating my monthly payments?
- Is Buy Now Pay Later available to all Tesco Credit Card holders?
- How long will my Buy Now Pay Later interest free period last?
- What is Buy Now Pay Later / BNPL on the Tesco Credit Card?
- How will my normal Credit Card payments be affected if I use Buy Now Pay Later?