What is Buy Now Pay Later / BNPL on the Tesco Credit Card?

Our Buy Now Pay Later feature allows UK Tesco Credit Card holders to make purchases from Tesco direct online and from the catalogue over the phone interest free, for a fixed number of months.

Buy Now Pay Later applies to selected items worth £250 or more, available for purchase at www.tesco.com and at Tesco direct over the phone on 0845 600 44 11. The interest free period is for 6 months.

During this time there is no minimum repayment required for your Buy Now Pay Later purchase, however your minimum repayment on your credit card will not change.

At the end of your Buy Now Pay Later period, the outstanding balance is treated as a normal purchase balance & charged at your standard purchase interest rate. Your standard purchase interest rate may vary depending on your current Tesco Credit Card purchase rate.

The 6-month offer period applies to selected items only.

Please note if you choose to close your existing Tesco credit card account, your outstanding Buy Now Pay Later period will also be cancelled.

* Buy Now Pay Later is not available to Tesco Business Credit Card holders and Tesco Ireland Credit Card holders.

• What happens to my Buy Now Pay Later balance amount at the end of the interest free period?
• Is Buy Now Pay Later available to all Tesco Credit Card holders?
• How long will my Buy Now Pay Later interest free period last?
• If I want to repay my Buy Now Pay Later balance before the interest free period expires what do I do?
• How will my normal Credit Card payments be affected if I use Buy Now Pay Later?